MEANING OF RETAIL
In finance dissertation project Retail means sale of goods in small quantities, it is apprehensive with buying of goods in small quantities from the wholesaler and selling them in small quantities to the final consumers as per their requirements. The person engaged in this trade is called the “retailer.” He acts as a link between the wholesaler and the customers. In finance dissertation retail trade of goods are sold to the ultimate consumers for personal use and for the use of the business in small quantities only. The retailer does not focus in a particular line or a particular product. Rather he maintains a big range of goods. Generally, sales are limited to a local and on a small scale.
MEANING OF BANKING
Banking has come to occupy a pivotal position in a nation’s economy. According to the modern concept, banking is a business which not only deals with borrowings, lending and remittance of funds, but also an important instrument for fostering economic growth.
The Banking Regulation Act 1949, defines the term banking as “the accepting for the purpose of lending or investment of deposits of money from the public or otherwise and withdraw able by cheque, draft, order or otherwise.” Thus, the essentials of banking are:
(1) There should be acceptance of deposited.
(2) Deposits should be from the public.
(3) Deposits should be repayable on demand or expiry of a term or after a specified period.
(4) The purpose of deposits should be lending or investment.
“Bank” is an institution, which deals in money and credit. It buys money from depositors and sells to the borrowers. It is body of persons whether incorporated or not who carry on the business of banking. A bank may define as a corporation or person which collects deposits from the public, repayable on demand and which supplies and facilitates all kinds of exchanges.
RETAIL BANKING
Retail banking means mobilizing deposit form individuals and providing loan facilities to them in the form of home loans, auto loans, credit cards, etc, is becoming popular. This used to be considered by the banks as a tough proposition because of the volume of operations involved. However, during the last couple of years or so, banks seem to have realized that the only sustainable way to increase deposits is to look at small and central class consumer retail deposit and not the price aware corporate depositors. With financial dissertation sector reforms gathering force, the banking system is facing increasing companies from non-banks and the capital market. More and more companies are tapping the capital market directly for finance. This is one of the main reasons for the banks to focus vigorously on the much ignored retail deposits. Another reason is the current liquidity the margins are 1 to 2 percent above the prime rate; in retail market, they are 3to4 percent.
Guidelines for Writing Finance Dissertation Proposal for Islamic Finance
Writing a finance dissertation proposal is the first step in finance dissertation or thesis writing for a degree program. All the course participants are expected to complete a research in their course to satisfy their institution to be granted the undergraduate or post graduate degree. Writing a perfect finance dissertation proposal or thesis proposal will help to complete the respective dissertation with a plan in specific period. There are no specific finance dissertation proposal, it vary according to the academic institutions and supervisors. Islamic Finance dissertation proposal also vary according to the institutions requirements.
Writing a Islamic finance dissertation proposal is the first step in dissertation or thesis writing for a degree program. All the course participants are expected to complete a research in their course to satisfy their institution to be granted the undergraduate or post graduate degree. Writing a perfect dissertation or thesis proposal will help to complete the respective dissertation with a plan in specific period. There are no specific finance dissertation proposal, it vary according to the academic institutions and supervisors. Islamic Finance dissertation proposal also vary according to the institutions requirements.
Sample Dissertation Proposal 1
The area of study has to be clearly specified. The Islamic finance dissertation itself has several branches. For Example Islamic banking, Islamic accounting, Islamic business, Takaful etc. The researcher has to be specific on selecting the area of the research.
Sample Dissertation Proposal 2
An Introduction
A Discussion or Literature Review
An Approach section for the sources, methods and procedures
An outline of chapters
A preliminary Bibliography
Sample Dissertation Proposal 3
Introduction
Problem statement
Literature review
Methodology
Bibliography
Sample Dissertation Proposal 4
Introduction
Summarize the broader concepts and issues related to your topic in order to place your subject in broader context. First selecting your topics will also get an idea of the research that you going to do.
Problem Statement
Define and present the issue in order to frame specific questions
Conceptual Framework
Construct a theoretical framework. This frame work going to test later on your dissertation.
Methods
Bibliography
Appendices
Sample Dissertation Proposal 5
Title
Title should not exceeding 15 words mentioning the nature of the study.
Abstract
This should contain the area of that you going to investigate the outcome you expect to achieve.
Sample Dissertation Proposal 6
Introduction or Statement of the Problem
Review of the Literature and Research Questions
Methodology
References
Sample Dissertation Proposal 7
Introduction to the proposed area of study
The main objectives of the research project
Methodology / methods
Scope and limitations of the study
Resources
Timetable – proposed timetable for completion of each section
Proposed chapter headings
References
If you are interested in any of the topics discussed in this finance dissertation, we would be more than happy to provide you with more information. Our expert writers can produce finance dissertations to a 1st and 2:1 standard that are tailor-made to match your requirements and we have a dedicated customer support team who are on hand every day until 11pm. Our professional writers will produce a quality and original piece of work that would be a praiseworthy finale to anyone's academic career.
1.0 Introduction
Choosing a great topic for your graduate, master or doctoral dissertation may feel like one of the biggest pressures yet. The students generally spend months and perhaps years on this research project, and completion of their PhD or master's degree is contingent upon their success. To help inspire you to create a 1st class finance dissertation. This article provides suggestions of topics on which to base your research on.
2.0 Microfinance
Microfinance got huge attention from individuals, small to large international development organizations as well as non government organizations in recent times and effort has been made to increase interest in microfinance throughout the banking and corporate sector. The
* The Rapid development of international micro-finance.
* Micro-finance in the
* The demand for collective investment schemes in the
3.0 Retail and Commercial Banking
Although their relative importance is on the decline, retail and commercial banks are still the most important financial intermediaries in the banking industry. Both the retail and commercial banks have played a crucial role in reaching rural and semi-urban populations and provided much needed financial services to the mass population. Possible topics to study for your finance dissertation are:
* Forces for change in European Retail Banking; Analysis and implications for local commercial banks.
* Recent developments in the asset-liability management framework of banks in
4.0 Financing in emerging market
With stronger fundamentals and better scope for investments, the financing in emerging markets such as
* Are emerging markets cheap?
* UK Investors' attitudes and perceptions towards investing in emerging markets.
* The evolution and implementation of investment banking in emerging markets.
* Financial stability in the banking system in emerging countries.
* Stock price synchronicity and analyst coverage in emerging markets.
* Market efficiency in emerging markets.
* How can European financial supervision cater for cross-border issues?
5.0 Internet Banking
Internet Banking offers consumers and business alike the ease of managing banking and financial tasks from home. Online banking has become a lifeline for those who cannot leave the house, or live in rural areas where access to banks can be limited. In digital banking, customers have a range of needs that internet banks have fulfilled to guarantee customer loyalty. This is a very relevant area to base your finance dissertation on, and topics could include:
* Future developments in Internet banking in the
* The evolution and implementation of relationship banking.
* Internet banking serves the masses.
* Internet banking services across the
* Ethical issues in the banking industry.
* Security in electronic banking transactions.
6.0 Risk management
The Federal Reserve System has established a banking risk framework that consists of six risk factors: credit, market, operational, liquidity, legal, and reputation risks. All of the above mentioned factors are the integral part of any financial institution's risk management policies and the compliance mechanism which ultimately has a significant impact of the cusses of the institution. Risk management topics for finance dissertations could include:
Liquidity risk management:
An evaluation and analysis of the risk/return profile of selected
Operational risk; business continuity plans in the UK Banking Industry.
Foreign exchange risk management within financial institutions in the
The liability management of two local leading banks in the
Financial aspects of the EU's stability and growth pact: What future?
Advantages of using options for the management of risk in the banking industry.
A stress testing approach towards evaluating credit risk of a financial institution.
Case study on growth, liquidity, turnover, risk and return of a financial institution: Analysis and discussion
7.0 Accounting Standards
With the growing importance of maintaining a standard approach in accounting practices across EU nations and other countries of the world, the emerging accounting standards have raised a number of questions on existing practices across various organizations. It is interesting to see how these emerging standards get adopted by various organizations across the world. Several topics for your finance dissertation.
8.0 Ethics in accounting
The increasing number of scandals in recent times has raised several questions regarding ethical practices in accounting. The issue not only requires further studies to understand the existing practices and the scope of improvement, but also a culture of adapting the ethical practices within the organizations serving citizens of the nations. Ethics is quite an important subject in modern society, and would be a good topic for your finance dissertation.
* Effective ways to teach ethics to university accounting students.
* Ethical guidance: is adequate support available?
* Audit risk: rhetoric of rationality?
* Banking on Ethics: An Insight into ethics and the banking profession.
* The effect of auditor's liability on the accounting profession and organizations in
* Does accounting for the brand matter?
A finance dissertation can be made on a variety of topics in relation to Finance. There are some integral types of finance dissertation such as dissertation on finance management or finance process Dissertation. If you are on the lookout for a one of a kind finance dissertation that is hundred percent plagiarism-free then look no further as our top quality writers at Pure Dissertation are able to create one-of-a-kind finance dissertations owing to their years of experience.
Finance dissertation is usually written by the students who decide to choose finance as major in higher level of studies. It is assigned to students in order to examine their understandings on the thesis subject. Therefore, it requires proper awareness about the subject, and of course, the writing skills.
Finance dissertation can be written on topics like:
ü The market reaction to corporate events across firms
ü The risk management of minimum return guarantees for hedge funds
ü Hedging interest rate options under model uncertainty
ü Factors influencing the risk tolerance propensity of individual investors
ü The financial market dynamics of technical and fundamental trading rules
ü Construction and analysis of market indices
ü Role of stock market